This is the same trust format and operates under the same basic rules as the Special Needs Trust inside a revocable trust. The only difference is that this (insurance) trust will be funded with the life insurance proceeds inside an irrevocable trust, at the decease of the grantor. Please see Add-on Product “B”, under the Revocable Living Trusts heading, for a description of this product.

This is the same trust format and operates under the same rules as the Capital Growth Trust for a revocable trust. The only difference is that this trust will be funded with the life insurance proceeds inside an irrevocable trust, at the decease of the grantor. Please see Add-on Product “D”, under the Revocable Living Trusts heading, for a description of this product.